All about Wind Mitigation
Wind Mitigation is the process that protects the home from damage from wind storms. In Florida the state mandates discounts on home owners insurance based of having features that will prevent damage to a home. These features include:
Wind-Bourne Debris Region
A home built to the 2002 Florida or 1994 South Florida building codes
A roof installed after March 1, 2002
Certain roof deck attachments
Hurricane straps or clips connection the roof to the walls
The shape of the roof or Gable end bracing
Certain construction types like concrete block
Some Secondary roofing materials
Proper hurricane shutters
You should ask your insurance agent if having a wind mitigation could save you money. This will also point out some items that could be improved to help you home last through a storm. You should make sure the person surveying your home for a wind mitigation has been trained and that their license will be accepted.
