Comments for Honor Construction Inspection Service Blog

Comment on Changes to the Florida wind mitigation form 1802 by John Shishilla

John Shishilla — Thu, 17 May 2012 11:57:58 +0000

That was never a discount from the 1802 form. It is true that many insurance companies do give lower rates for block house vs frame, that should not change.

Comment on Changes to the Florida wind mitigation form 1802 by Ray Green

Ray Green — Tue, 10 Apr 2012 20:25:18 +0000

Do the form changes mean that information no longer collected will not be subject to premium discounts?
For example: Assume a reinforced masonry homes was is subject to a $500 discount compared to a similar wood frame home. Does that discount go away?

Comment on Measuring and calculating hip and Non-hip roofs by Miami Roofing Companies

Miami Roofing Companies — Tue, 27 Mar 2012 02:43:19 +0000

I like this post. Keep it coming.

Comment on Measuring roof perimeter example by John Shishilla

John Shishilla — Sun, 25 Mar 2012 13:45:53 +0000

The patio on the front is not metal

Comment on Measuring roof perimeter example by SCOTT ATTEY

SCOTT ATTEY — Thu, 22 Mar 2012 15:20:40 +0000

THE FRONT METAL PATIO ROOF CAN NOT BE INCLUDED IF IT IS NOT STRUCTURALLY ATTACHED BUT THE RED LINES ARE ON SIDES WHERE THE TRUSS OR RATER TAILS MEET THE TOP OF THE WALL HT. SHOULDN’T THE RED LINES BE ALONG THE GABLE FACE!

Comment on Changes to the Florida wind mitigation form 1802 by John Shishilla

John Shishilla — Fri, 02 Mar 2012 03:59:31 +0000

Ann

The roof is measured at the drip edge following the perimeter, so you may be entitled to a discount. Bracing a gable is almost always a good idea for protection but does not lead to lower insurance rates directly.

Comment on Changes to the Florida wind mitigation form 1802 by Ann Wagner

Ann Wagner — Tue, 28 Feb 2012 12:57:54 +0000

Because of the new form, I believe I will now qualify for the hip roof designation, as long as perimeter really means perimeter, as in the hip roof going in a “U” shape around a center courtyard pool, with only two decorative gables on smaller front end of house (which lost me the hip designation in the past). Am I thinking of this perimeter term correctly?

Also, on my two small front decorative gables, there is no gable bracing (one gable is actually quite small). The new code does not deal with this issue, correct? I could have these braced for about $350.
Is this money well spent for wind protection reasons? for insurance deduction reasons?

Thanks for a site that normal people can use to actually figure out what is going on.

Ann/South Fort Myers

Comment on Measuring roof perimeter example by John Shishilla

John Shishilla — Tue, 07 Feb 2012 04:09:25 +0000

Great point Darius!

Comment on Measuring roof perimeter example by Darius Grimes, CRC, HI, CSI-CDT, CWMS

Darius Grimes, CRC, HI, CSI-CDT, CWMS — Mon, 06 Feb 2012 14:45:48 +0000

Cant really determine by the photos but if the front roof is flat (<2:12 pitch) the forward or leading edge is also considered non-hip and the result is "OTHER" on the new form. (37 feet of non-hip divided by 166 equals 22.3%) If it is 2:12 or greater then your assumptions are correct.

Comment on Changes to the Florida wind mitigation form 1802 by John Shishilla

John Shishilla — Sat, 28 Jan 2012 03:49:01 +0000

The nailing is based on industry standards. Some configurations have been tested but others have not. I hope that helps